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Advanced Compound Interest Calculator

Project long-term portfolio growth with compounding, recurring contributions, inflation impact, and tax-adjusted returns.

Formulas Used

  • - Periodic Growth = Balance x (1 + r/n) with tax adjustment.
  • - Final Balance includes principal, contributions, and compounded net interest.
  • - Real Balance = Nominal Balance / (1 + inflation)^years.
  • - Effective Return is annualized after-tax growth rate.

Planning Notes

  • - Consistent contributions typically drive the largest long-term impact.
  • - Evaluate both nominal and inflation-adjusted balances.
  • - Tax drag can materially reduce effective annual return over longer horizons.

Calculation History

DateTypeYearsFinalRealEffective Return
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